Insurance & Referral Office
Welcome to the Insurance & Referral Office
Stanford University requires that all registered students carry adequate health insurance. This requirement can be met either through Cardinal Care, the university sponsored health insurance plan, or through an alternative insurance plan that meets Minimum Health Insurance Coverage Requirements established by the university.
Cardinal Care Overview & Benefits
Cardinal Care, the university sponsored health insurance option, is a comprehensive plan specifically designed for Stanford students. In 2022-2023, medical benefits are administered by Health Net of California, mental health benefits are administered by Managed Health Network (MHN), a Health Net company, and dental benefits are administered by Delta Dental of California. For the upcoming plan year, 2023-2024, all benefits (medical, mental health, and dental) will be administered by Aetna (Aetna Student Health and Aetna PPO Dental)
Dependent Insurance Coverage
Explore information related to dependent insurance coverage including costs, eligibility, and more.