Dependent Health Insurance Coverage
Explore information related to dependent insurance coverage including costs, eligibility, and more.
Dependent Medical & Mental Health Benefits
As of September 1, 2023, the Dependent Care plan will be administered by Aetna. Medical and mental health benefits will be comparable to those offered under Cardinal Care, the student health insurance plan, and dental benefits and travel assistance benefits will be available to dependents as well.
Cost
The subscriber/enrollee pays premiums for the Stanford Student Dependent Care Insurance Plan directly to the carrier (Health Net of California through August 31, 2023, and Aetna starting September 1, 2023). Two months' of payment will be required to initiate enrollment with Aetna.
Monthly premium charges for dependents are as follows
| Type of Plan | 2023-2024 (coverage by Aetna) |
|---|---|
| Spouse/Registered Domestic Partner | $578.00 |
| Child | $300.56 |
| Children (2 or more) | $541.02 |
| Spouse/Registered Domestic Partner + child | $878.56 |
| Spouse/Registered Domestic Partner + children | $1,119.02 |
Dependent Eligibility
A student may enroll a spouse and/or child/children in the Stanford Student Dependent Health Insurance Plan ('Dependent Plan') only if she/he/they (the student) is enrolled in the student plan, Cardinal Care.
Enrollment
New students have the option to enroll their dependents in the Stanford Student Dependent Health Insurance Plan ('Dependent Plan') when they first matriculate at Stanford. This is the one and only time during an academic career at Stanford when a student can purchase the plan for dependents, unless a qualifying life event occurs at a later time.
Dependent Health Insurance
View an FAQ that has been put together by our staff to help answer your questions.
Students who have questions should submit a Help Ticket to the Health Insurance and Referral Office via ServiceNow.
