For services not covered by the Health Fee (for example, those offered at Vaden Health Center such a Pharmacy, Physical Therapy or Psychiatric medication management, or for care not offered at Vaden Health Center such as inpatient care/hospitalization or emergency care) students will need to use their chosen health insurance to cover the cost.
- Students who chose to remain enrolled in Cardinal Care will want to make Vaden Health Center their first stop, because a service might be covered under the Health Fee AND because a Vaden referral is needed to access specialty care. Detailed information about Cardinal Care benefits, including information about deductibles, copays, and other out-of pocket costs can be found here.
- Students who successfully waived Cardinal Care are also encouraged to seek care at Vaden, but will want to access any needed insurance-covered care according to the terms of their plan. (Please note that the Vaden providers will not be knowledgeable about out of pocket costs for private insurance plans.) As of September 1, 2026, for Primary Care and Mental Health services that are insurance services, Vaden will accept all insurances that Stanford Health Care (SHC) accepts.
- Below are links to Stanford Health Care sites that can help students understand insurances that are accepted, help to answer questions about SHC bills, and provide information about financial aid offer by SHC.
- SHC Billing Process: Billing Process Explained | Stanford Health Care
- SHC How to read your Bill: How to Read Your Bill | Stanford Health Care
- Billing FAQs: Billing: FAQs | Stanford Health Care
- Billing Glossary: Billing - Glossary of Terms | Stanford Health Care
- Health Insurance FAQs: Frequently Asked Questions About Insurance | Stanford Health Care
- SHC Insurance Plans: Health Insurance Plans | Stanford Health Care
- SHC Help Paying Your Bill: Help Paying Your Bill | Stanford Health Care
- Financial Counseling (this is more geared to students seeking future services): Financial Counseling | Stanford Health Care
Counseling and Psychological Services (CAPS) Fees Quick Overview
| Service Type | Charges for students who have been assessed the Health Fee |
|---|---|
| Crisis Visit | $0 |
| Initial Consult | $0 |
| Follow Up Visit | $0 |
| Groups and Workshops | $0 |
| Referral Coordination | $0 |
| Psychiatry Visits | Fees will apply. A $35 copay is charged for students enrolled in Cardinal Care. Students with other insurance coverage should take steps to understand associated copays or deductibles. A referral specialist is available to help identify psychiatric care in the community for students who may have challenges with coverage for care. |
Immunizations Quick Overview
The Affordable Care Act, federally enacted legislation, identifies a number of routine, preventive immunizations that must be covered by health insurance. Those listed below are covered by insurance plans at no cost share to members.
If you are a student with Cardinal Care, and you choose to have one of the following immunizations at Vaden Health Center, Wellfleet will be billed for the service and you should have no out-of-pocket expense.
If you are a student with private insurance, and that insurance is accepted by Stanford Health Care, your insurance will be billed for the service and you should have no out-of-pocket expense. If your insurance is not accepted, you can choose to pay up front and then request reimbursement from your carrier. You may also check to see if Walgreens at Vaden is in network with your plan. They may be able to administer the immunization and bill for it. (Be sure to use a provider who is in your private insurance network for the maximum benefit level. If you have Kaiser, or are part of another closed network, you should have your immunizations done through your health plan).
Immunizations Considered Preventive Under ACA
- Human Papillomavirus (HPV) up to age 45 (Gardasil 9)
- Hepatitis A (per injection, 2 required)
- Hepatitis B (per injection, 2 required)
- Influenza (seasonal)
- Meningococcal (Menveo)
- Meningococcal (Bexsero)
- Measles/Mumps/Rubella (per injection, 2 required)
- MPOX
- Polio (covered under ACA only if age 17 or younger)
- Pneumococcal for patients with asthma, smokers, or age >65 (Prevnar 20)
- Tetanus/Diphtheria/Pertussis (Tdap)
- Varicella (per injection, 2 required)
Other Immunizations Available at Vaden
Vaden Health Center offers many vaccines that are not designated as preventive under ACA. Several of the vaccines listed below are recommended for specific travel situations. Coverage for these vaccines can vary between insurance plans. The safest way to determine if a vaccine you are considering will be covered, and at what level, is to contact your insurance company.
If you are a student with Cardinal Care OR private insurance that is in network with Stanford Health Care, and you choose to have any of the following immunizations at Vaden Health Center, your insurance will be billed for the service, however the determination of coverage will be based on a number of variables, one of which is medical necessity.
Other Immunizations Available at Vaden (Insurance Coverage Varies)
- Chikungunya (Vimkunya)
- Cholera (Vaxchora)
- COVID (Moderna)
- Japanese Encephalitis (per injection, 2 required)
- Polio (not covered under ACA if over age 17)
- Rabies (per injection)
- Tick Borne Encephalitis (TBE Ticovac)
- Typhoid (injectable)
- Typhoid (oral)
- Yellow Fever
Vaccines not listed here, such as Herpes Zoster for Shingles, and others may be available at Walgreens at Vaden.
Medical Services Quick Overview
| Type of Care | Charges for students who have been assessed the Health Fee | Charges for others |
|---|---|---|
| Office Visit—established patient | $0 | Not offered to ineligible individuals |
| Office Visit—new patient | $0 | Not offered to ineligible individuals |
| Physical Exam | $0 for exam (added services may incur cost) | Not offered to ineligible individuals |
| Completion of forms for employment, special programs, or other purposes (often in conjunction with Physical Exam) | Level 1 form – inquire about priceLevel 2 form - inquire about priceLevel 3 form - inquire about price | Not applicable |
| Gynecological Health Exam with Pap | $0 | Not offered to ineligible individuals |
| PPD (to meet SIMS and other program requirements) | $0 | |
| QuantiFERON (to meet entrance health requirements) | Costs for diagnostic testing will be billed by the providing laboratory to health insurance (no guarantee of coverage) | Not applicable |
| QuantiFERON (for Medical and Physician Assistant student ongoing surveillance) | Costs for diagnostic testing will be billed to health insurance or covered by the SoM home department | Not applicable |
| Chest X-ray (to meet entrance health requirements) | The technical component charge (for films taken at Vaden) is covered under the Health Fee. The professional component charge will be billed to insurance by the provider (SHC Radiologist). | Not applicable |
Travel Clinic Fees
Whether you’re planning a semester abroad or a quick trip overseas, the Travel Clinic at Vaden Health Services is your go-to resource for pre-travel consultation and immunization services.